A complete financial solution.
We have the resources to provide expert advice on direct shares, strategic financial planning, aged care, superannuation, personal insurances and a large array of managed investments. The benefit to you is integrated, quality advice from the one company across your whole situation.
Services
Pre and post retirement planning
We help you prepare for retirement by helping you to maximise end benefits and help you understand what is required to deliver the retirement you desire. Thorough retirement planning is complex and we will ensure your structure is designed to optimise long term returns, minimise taxes and maximise any government support.
Superannuation advice
Super comes in many forms and it remains a highly attractive wealth creation vehicle. We will help you understand what type of super best suits you and how to maximise the benefits of the system over time. We will help you identify the differences between industry, retail and self-managed funds so you can easily decide which is the best option for you. We are SMSF specialists who (with advice and direction) are able to deliver more complex solutions to our clients
Wealth management, portfolio reviews & investment advice
We believe wealth management is a consistent art, balancing reward versus risk correctly for you is essential. We are specialised wealth managers and deliver high quality solutions to our clients via direct shares, ETFs, managed funds and cash based investments.
Wealth creation, gearing, cashflow & debt advice
We assist our clients to maximise the potential of their cashflow in a manner that best suits them. We specialise in strategies that can significantly reduce interest costs and we can help you budget to ensure you stay on track. We also help our clients construct investment programs to utilise surplus funds by investing regularly or funding assets via borrowing. Whether it be shares or property we can help you invest smartly in a manner that’s most suited to you and your circumstances.
Aged care & social security advice
When the time comes when a move to aged care is required, it can be a very difficult and emotional period in your life. The aged care system is complex and difficult for many to navigate and understand. Mistakes can be costly. We are leaders in this area and have been providing advice to clients for many years. There are many aspects to consider and an array of strategies that can be implemented to help minimise costs and maximise social security benefits. We can help you to understand your entitlements and structure your affairs to optimise these benefits.
Wealth protection, personal & business insurance
We consider the risks to your financial success and will construct a personalised strategy to ensure you and your loved ones' way of life. We can provide sound solutions at a business and personal level to ensure complete protection and peace of mind.
Strategic financial advice
Strategic direction and asset allocation are critical components to long term financial success. Strategic advice is the core of any sound financial plan. While products may be recommended we can (and often do) provide strategic advice only to clients who do not want to consider product options available to them
Structure & taxation planning
Having the right structure and long term tax effective planning is critical. We will work closely with your accountant to ensure the best outcomes are achieved now and in the future. We have a thorough understanding of Trust, Company and Personal Tax laws which allows us to help the most complex of clients.
Estate planning
Estate planning isn’t just about Will’s and Powers of Attorney’s – careful planning in retirement can have significant bearings on end Estate taxes and the outcomes for beneficiaries. We help you understand the important considerations and help you implement such strategies with your chosen legal arrangement.
Testimonials
Hear from our clients
Our client feedback reflects not only our passion, but our deep commitment to our clients. Hear what they have to say.
Greg Cary
“Michael has done outstanding work for us. His knowledge and genuine understanding of our needs and aspirations has been magnificent. More than that, he communicates oftentimes complicated matters in a manner that allows us to become informed participants.
Michael's personalised service is as welcome as it is comforting, whilst the ethical base from which he operates generates both reassurance and respect.
I have recommended him to several close friends and they would share these sentiments."
Carolyn Hauff AM
“Michael Patman has been our financial advisor and manager for 6 years. Whilst his high level of expertise and extensive knowledge are valued greatly, it is his personal interest in and commitment to us as his clients that sets him apart. He is in regular communication both through his updates, newsletters and personal emails, telephone calls and meetings- effective but not intrusive. It is reassuring to find an advisor that is so proactive in his approach and who monitors our portfolio so efficiently. We highly recommend Michael Patman to any prospective client who needs reliable, responsible financial advice."
Mrs Jocelyn Henry
“I have known Michael Patman as my financial advisor for about 10 years since my husband died and I was able to talk with him about my investments. He has always taken the time to explain and discuss financial affairs with me and I have been impressed with his ethical approach. In more recent years, when I remarried, he has given considerable time and creativity to help us develop a plan which blended the two retirement plans of myself and my new husband, while keeping our money separate for passing on to our respective children in the event of a death. He has also been more than willing to offer financial help and advice to my family members although they were not clients and has helped me with advice concerning my elderly parent in another state. The office staff also have been very cooperative and interested in helping us."
Major General D.B. Ferguson AM, CSC; and Mrs Sara Ferguson
“We transferred our superannuation from a large national company to the Patman Planning based on a strong recommendation we were given. We were exceptionally pleased with the outcome. Mr Michael Patman and his team are highly motivated and capable. We have been very impressed with the personal involvement of Michael and other members of the team. They are highly experienced and dedicated, with extensive knowledge and an honest, caring and proactive approach. The sound advice and management of all aspects of our financial affairs have been a highlight with obvious benefits. We hold this company in the highest esteem and recommend it to potential clients.”
Dr Andrew Kennedy
Michael has been advising me and my wife regarding finances for almost 11 years. He was not our first financial advisor, but we definitely plan to make him our last. From our first contact he was approachable and friendly but as importantly was meticulous in his attention to detail in considering best options for us. I cannot recommend him highly enough and have developed a great relationship with him over the years based on trust and integrity. I also feel compelled to commend him on his seemingly endless patience in explaining to me, and then often again to my wife. Overall, it is the personalised nature of our contact that means he really knows our situation and his ready availability backed by his knowledge that makes him a brilliant adviser.
John Marshall
As part my planned exit from Whittaker Macnaught, Michael Patman started as a protégé of mine and became a work colleague and friend. Mike is knowledgeable, has great technical ability but most importantly, he is keen, energetic and reliable.
In my retirement, I am pleased to say that he is the financial adviser to me and my family.